The short answer
For most small sales teams, Zoho CRM is the better buy. Pick it if you sell by phone and chat and want the CRM to chase quiet deals for you. On its Standard plan, you can put a deal that's gone quiet into a cadence: an email, then a call task, then a WhatsApp message, timed so nobody has to keep a list. The same plan gives a sales manager forecasts for the Monday review, at US$14 a seat a month on yearly billing or US$20 month to month.
Pick HubSpot if you want the cheapest way in. Its free CRM covers two people with email tracking, a booking link, quotes and an AI assistant that summarizes records. Its Starter plan adds calling for US$7 a seat a month on yearly billing. The catch comes later: forecasts and automated sequences start on Professional, at US$90 a seat with a one-time US$1,500 onboarding fee. HubSpot is also the better fit for a team that runs email marketing beside its selling.
Match yourself to a line:
| If you | Pick | Why |
|---|---|---|
| Are three people and want to pay nothing | Zoho Free | Three users at US$0 |
| Work alone or in a pair and email a lot | HubSpot Free | Email tracking and quotes at US$0 |
| Want the lowest paid seat with calling | HubSpot Starter | US$7 a seat, yearly billing |
| Chase quiet deals by WhatsApp and phone | Zoho Standard | Cadences with WhatsApp steps |
| Need a Monday forecast for five reps | Zoho Standard | Forecasts at US$14, not US$90 |
| Also send newsletters and run landing pages | HubSpot | Marketing tools in every edition |
How we compared them
Everything here comes from each company's own pricing pages, edition comparisons and help articles, which we read on 29 October 2026. We didn't run either CRM ourselves, and there are no star ratings here. The prices are list prices in US dollars for one seat for one month, before tax.
Then we put each one through a seller's week and asked:
- When you sit down for the first call, does the CRM hand you today's list, with the last note on each person?
- Can you call from the record and have the call logged without typing it up after?
- When a prospect stops answering after a proposal, who follows up on day three and day seven: you or the CRM?
- Can the Monday pipeline review run off a forecast, or does someone build a spreadsheet on Sunday night?
- For a manager's 1:1, are one rep's numbers on screen without an export?
- Can a WhatsApp chat sit on the deal, and what does that cost?
- What does a team of five pay in year one, fees included?
Weighing a third option? Start with nine CRMs for small business.
Zoho CRM: best for a team that follows up by phone and WhatsApp
Zoho CRM sits among more than 50 business apps Zoho makes. Zoho's pricing page gives the free edition three users and 5,000 records, with contact management, workflow automation, 10 email templates, tasks, meetings and calls, standard reports and a mobile app. You get one pipeline on Free, and its reminders work on tasks only.
Paid seats come in four editions, per Zoho's edition comparison:
- Standard: US$14 a seat on yearly billing, US$20 month to month. It adds built-in calling, email integration, five pipelines, five forecasts, web forms, 100,000 records and 20 cadences per module.
- Professional: US$23 yearly, US$35 monthly. AI agents, step-by-step sales processes, quotes, inventory, unlimited reports, and predictions of which leads will convert and which deals will close.
- Enterprise: US$40 yearly, US$50 monthly. A reporting hierarchy so each manager sees their own team's pipeline, multi-team management, approvals, a test sandbox, and Zia, Zoho's AI assistant, with deeper predictions and recommendations.
- Zoho's top edition: US$52 yearly, US$65 monthly, for consulting, higher limits and expert help with migrating your data.
Every paid edition comes with a 15-day trial, and you don't need a card to start one. There's no contract either. Zoho's pricing page calls the CRM pay-as-you-go, monthly or yearly, and yearly plans save up to 34%.
A cadence is the part a seller feels most. You set up a run of follow-ups once, and each step can be email, a call, a task or WhatsApp. The deal that went quiet after your quote gets its nudge whether you remembered or not.
Pick it if you want forecasts and automated follow-up on the first paid plan, and you'd rather pay monthly than sign for a year. Skip it if you're one person who needs nothing past a free contact list and a booking link, or if email newsletters matter more to you than calls.
HubSpot: best for a cheap start that grows into marketing
HubSpot sells its CRM as part of a bigger platform, with separate hubs for marketing, sales, service, content and data. The free tier is a bundle of all of them. HubSpot's free CRM page says it covers up to two users and 1,000 contacts, with no expiry date. You get contact, deal and task management, email tracking, email templates, a meeting booking link, live chat, sales quotes, reporting dashboards and Breeze Assistant, which researches companies, preps you for calls and summarizes records.
Sales Hub has three paid plans, per HubSpot's sales pricing page:
- Starter, US$7 billed annually or US$10 paid monthly. The page shows a US$20 list price struck through beside it and doesn't say when the lower price ends. You get 500 calling minutes, one HubSpot phone number (not offered in every country), up to 15 pipelines, up to 50 workflows, a notetaker, a prospecting agent and 500 HubSpot Credits for AI features. Starter also comes with the Starter editions of the marketing, service, content and data hubs.
- Professional, US$90 billed annually, or US$100 paid monthly on a yearly commitment, plus a required one-time onboarding fee of US$1,500. This is where forecasting, sequences, lead scoring, call transcription and coaching, and 3,000 calling minutes arrive.
- Enterprise, US$150 billed annually, plus US$3,500 onboarding: forecasts across team hierarchies, deal splits, pipeline approvals and 12,000 calling minutes.
The free CRM connects to more than 2,000 apps in HubSpot's marketplace, and when you outgrow it you upgrade the same account, so there's no data to move.
Pick it if you sell alone or in a pair and want a free CRM that tracks your emails and books meetings, or if you also run email campaigns and landing pages. Skip it if your team needs forecasts or automated follow-up sequences soon. Both live on Professional, and that's a yearly commitment.
Prices, limits and the forecast gap
One seat for one month, at October 2026 list prices:
| Zoho CRM | HubSpot | |
|---|---|---|
| Free plan | 3 users, 5,000 records | 2 users, 1,000 contacts |
| Cheapest seat | US$14 if billed yearly | US$7 if billed yearly |
| Calling | Built in from Standard | 500 minutes from Starter |
| Forecasts | Standard, US$14 | Professional, US$90 |
| Follow-up sequences | Cadences on Standard | Sequences on Professional |
| Standard and up, with credits | Marketing or Service Hub, Professional | |
| Contract | None, monthly or yearly | Yearly from Professional |
| Setup fee | None listed | US$1,500 on Professional |
Read the forecast row first. A manager who wants a forecast on screen for the Monday review pays US$14 a seat for it in Zoho. In HubSpot the same report starts at US$90 a seat, plus the onboarding fee, on a year's commitment.
The cheapest-seat row runs the other way. HubSpot Starter at US$7 on yearly billing is half of Zoho Standard, and it includes calling minutes. If your team only needs a shared contact list, a pipeline and a phone, HubSpot costs less.
What five seats cost in year one
Neither free plan stretches to five people, because Zoho's stops at three users and HubSpot's at two. For five reps over twelve months, with one-time fees added in:
| Plan | Year one, five seats | Per seat a month |
|---|---|---|
| HubSpot Starter, paid yearly | US$420 | US$7 |
| Same plan, if paid monthly | US$600 | US$10 |
| Zoho Standard, paid yearly | US$840 | US$14 |
| Same plan, if paid monthly | US$1,200 | US$20 |
| Zoho Professional, paid yearly | US$1,380 | US$23 |
| Zoho Enterprise, paid yearly | US$2,400 | US$40 |
| HubSpot Professional, paid yearly | US$6,900, which includes onboarding | US$90 |
| HubSpot Enterprise, paid yearly | US$12,500, which includes onboarding | US$150 |
Without forecasts, HubSpot Starter saves you US$420 a year against Zoho Standard. Once you want forecasts, the order flips and the gap is wide: Zoho Standard costs US$840 in year one, HubSpot Professional US$6,900, so you'd pay US$6,060 more for HubSpot.
Two costs sit outside the table. Zoho charges credits for every WhatsApp message you send. HubSpot's AI agents and some features spend HubSpot Credits. Starter includes 500 and Professional 3,000, and you buy packs or pay as you go for more.
Then there are the hours. Price them at what a selling afternoon is worth to you. A manager who spends two afternoons naming stages and fields has skipped two afternoons of 1:1s and calls.
A seller's week in each one
| When | Zoho | HubSpot |
|---|---|---|
| First call of the day | Free reminders, Standard for calls | Free tasks, Starter for calls |
| A lead goes quiet | Cadence with a WhatsApp step | Sequences, if you're on Professional |
| Sending a quote | Professional and up | Free on every plan |
| Monday review | Forecasts and five pipelines on Standard | Forecasts on Professional |
| The 1:1 | Reporting hierarchy, Enterprise | Template goals, Professional |
The quiet lead is where the two split. In Zoho, a prospect who hasn't replied since your proposal can sit in a cadence: a recap email the next morning, a call task on day three, a WhatsApp nudge on day seven. HubSpot's answer is sequences, which start on Professional and send up to 500 emails per user a day. If you're not sure how many nudges a quiet prospect should get, our sales cadence guide sets out the touches and the point where you stop.
Quotes run the other way. HubSpot's free CRM sends sales quotes, while Zoho puts quotes in Professional. If you price every deal on a quote, that's US$23 a seat in Zoho against US$0 in HubSpot.
Both put your deals on a board by stage, so the Monday review is the same 30 minutes in either: what's new, what moved, what's stuck and what was lost. The sales pipeline management guide gives each block its minutes.
WhatsApp and the phone
Zoho lists a WhatsApp Business integration on Standard and every edition above it, and you buy credits to send messages. WhatsApp is also one of the four step types in a cadence. A rep's WhatsApp follow-up sits in the same sequence as the call before it.
HubSpot's route is narrower. WhatsApp comes only with Marketing Hub or Service Hub on Professional or Enterprise, per HubSpot's WhatsApp help article. Sales Hub on its own doesn't include it. Before you connect a number, know five rules from that article:
- You connect a WhatsApp Business account. A personal account can't be connected.
- Only messages after the connection sync to HubSpot. Your chat history stays behind.
- Connected chats stop showing in the WhatsApp app on your phone and live only in HubSpot's inbox, unless you set up what HubSpot calls coexistence.
- After a contact's last reply you have 24 hours to answer freely. After that you need an approved template, and connected accounts share 1,000 template messages a month.
- Without a verified Meta Business Manager, you can start 50 conversations a day at most.
So in HubSpot, a seller who closes on WhatsApp needs a second hub on Professional. On HubSpot's pricing pages, Service Hub Professional costs the same per seat as Sales Hub Professional and carries the same one-time onboarding fee. Ask HubSpot's sales team which seats need it before you sign. With Zoho, get an estimate of the credits five reps' WhatsApp follow-ups burn in a month. If your team still keeps WhatsApp chats apart from the CRM, start with what a WhatsApp CRM is.
On calls, Zoho's Standard plan makes, takes and logs calls inside the CRM. HubSpot gives Starter 500 calling minutes and one phone number, and Professional 3,000 minutes plus transcription.
Setup, contracts and switching
Zoho asks for no contract. You pay monthly or yearly and change plans when you like, and its pricing page lists free onboarding. HubSpot's Starter plan can be paid month to month with no yearly commitment, but Professional and Enterprise are yearly commitments with a one-time onboarding fee.
Moving between them:
- HubSpot to Zoho: Zoho's comparison with HubSpot offers six months free to teams switching, and says it will bail you out of a contract you're stuck in with your current vendor. Get those terms in writing first.
- Zoho to HubSpot: HubSpot's free CRM includes CRM import, so you can bring your contacts and deals across from a spreadsheet export.
- Off Zoho's free edition: each module exports up to 200,000 records, and you get 10 exports a day.
Whichever way you go, import only the deals someone will work in the next three months. Our free CRM spreadsheet template gives you the four columns worth keeping: who, what stage, how much, and when you follow up next. On Zoho, Free takes 1,000 rows per import and Standard 20,000.
Don't switch in the last week of the month. Lock the old CRM after work on Thursday, run the import, and on Friday morning open ten deals you know by heart. Check the stage, the value and the next step on each. When all ten match, Monday's calls come from the new CRM.
Before you sign for either one, put ActivityTracker's CRM beside it: every contact card carries its next follow-up date, the date switches to overdue once it passes, and anyone with nothing logged for 14 days is flagged.
See how the CRM worksTry both on your own deals
Zoho's trial lasts 15 days. HubSpot's free CRM never expires, so Zoho's clock sets your deadline: open both on one Monday and decide by the second Friday. Put the same 15 live deals into each and keep score on five numbers:
- Minutes to import your deals and name your stages.
- Taps to log a call from your phone.
- Quiet deals each CRM put in front of you before you went looking.
- Minutes to get one rep's week ready for a 1:1.
- Dollars for year one on the plan with every feature you used.
The one ahead on three or more of those five is your CRM.
Made-up example: Aisha runs a team of four selling commercial cleaning contracts to office managers. Enquiries come from a web form and from WhatsApp, and follow-ups live in a shared spreadsheet that nobody updates after Thursday.
She starts both on a Monday with the same 15 open deals. HubSpot's free CRM takes her 20 minutes to set up, and she likes sending quotes from it. Zoho's trial takes 35, most of it spent building one cadence: a recap email the day after a site visit, a call task on day three, a WhatsApp nudge on day six.
By Friday the cadence has nudged five office managers who'd gone quiet, and two reply to the WhatsApp message. In HubSpot those five deals sit where she left them, because sequences need Professional and WhatsApp needs a second hub.
Her year-one sums for five seats: Zoho Standard at US$840 on yearly billing, HubSpot Professional at US$6,900 once onboarding is added. For the first three months she pays Zoho by the month, five seats at US$100, so walking away stays cheap if her reps don't keep it up to date.
Keep reading
Questions people ask
For most small sales teams, yes. Zoho CRM's Standard plan gives forecasts, built-in calling and cadences with WhatsApp steps for US$14 a seat on yearly billing. HubSpot is better for a free start for two people, the lowest paid seat, or a team that also runs email marketing.
HubSpot is cheaper to start and Zoho CRM is cheaper once you need forecasts. HubSpot Starter is US$7 a seat on yearly billing against US$14 for Zoho Standard, but HubSpot's forecasts start on Professional at US$90 a seat plus a US$1,500 onboarding fee.
Zoho CRM's free edition suits a team of three, and HubSpot's suits one or two people who email a lot. Zoho covers three users and 5,000 records. HubSpot covers two users and 1,000 contacts, and adds email tracking, a booking link, quotes and an AI assistant.
Both do, at very different prices. Zoho CRM includes WhatsApp from Standard, paid for with message credits, and puts WhatsApp steps in its cadences. HubSpot needs Marketing Hub or Service Hub on Professional or Enterprise, and connected chats leave the WhatsApp app unless you set up coexistence.
For a seller, the main ones are the free edition's limits and the paid extras. Free gives you one pipeline, 5,000 records and task-only reminders, WhatsApp messages cost credits, and quotes start on Professional at US$23 a seat on yearly billing.
Yes. Zoho gives teams that switch six months free and says it will bail you out of a contract you're stuck in. Bring over only the deals you'll work in the next three months, and check ten you know by heart before the team moves.
Sources
- Zoho, Zoho CRM pricing, read 29 October 2026
- Zoho, Compare all features of Zoho CRM editions, read 29 October 2026
- Zoho, How does Zoho CRM stack up to HubSpot?, read 29 October 2026
- HubSpot, Sales Hub pricing, read 29 October 2026
- HubSpot, Free tools pricing, read 29 October 2026
- HubSpot, Service Hub pricing, read 29 October 2026
- HubSpot, Free CRM software, read 29 October 2026
- HubSpot Knowledge Base, Connect a WhatsApp channel to the conversations inbox, read 29 October 2026



