Free routine template
Freelance money routine that reminds you when each one is due
Invoices out on Friday, overdue ones chased on Tuesday, tax money set aside monthly, MediSave and Form B on time.
- 6 routines
- 2 at a set time
- Reminders when they are due
Freelance money
Days and times are the pack's own. Change any of them after you add it.
- Send the week's invoicesEvery Fri at 16:00Invoice every job finished this week: number, date, the work done, 14-day terms, PayNow or bank details. Add each one to your unpaid list.
- Chase overdue invoicesEvery Tue at 10:00Go through the unpaid list: a friendly reminder at a week late, a call at two weeks, a firm email with a date at a month. Note each step.
- Set aside tax moneyEvery month on the 1stMove a fixed share of last month's income into a separate account you do not spend from; start with 15% and adjust after your first assessment. It pays your income tax and MediSave.
- Rates and pipeline reviewEvery quarter on the 1stList next quarter's booked and likely work, and your real hourly rate once unpaid hours are counted. Decide one price to raise or one client to let go.
- File Form BEvery year on 15 MarFile your income tax on myTax Portal before 18 April: income, business expenses and reliefs. Keep the receipts for five years.
- Pay the MediSave billEvery year on 1 JulOnce your yearly net trade income is above $6,000, CPF sends a MediSave notice after your tax assessment. Pay it by the due date, or put it on GIRO.
About this pack
Freelance income is lumpy and nobody holds back tax for you. These routines get the money in, keep the tax and MediSave money apart, and put the two yearly deadlines in the diary.
How to use it in Palby Planner
- 1Open Routines and press Packs.
- 2Find Freelance money and open it. Every routine is ticked, with its day and time.
- 3Untick any you don't want. A routine you already have is shown, and it isn't added twice.
- 4Press Add. Each one reminds you on WhatsApp or Telegram when it is due, until you tick it off.
Packs like this one
Every balance written down monthly, minimums checked, every spare dollar to one debt, two no-spend days a week.
5 routinesLog spending daily, check the budget weekly, move savings on pay day, write the net worth monthly.
9 routinesCall the parents weekly, one message a day to a friend, date night, a dinner with friends a month.
5 routines
Questions
Yes. Copy it as a checklist or print it, with no sign-up. Adding it to Palby Planner, with the reminders, needs an account.
Link WhatsApp or Telegram and a message arrives at the routine's time, or at 10am if it has none, but only if it isn't done yet. Tap Done, snooze it, or mute that routine.
Yes. Every routine is yours once it's added: rename it, move its day or time, or delete it. Untick the ones you don't want before you add the pack.
Type it in one line, like "stretch daily at 9pm", and it becomes a routine with that day and time.
Get a nudge when each one is due.
The packs are free. The app reminds you when each one is due.